Are you a First Time Home Buyer looking for a mortgage?

Call us on ✆028 7930 1116

mail@360mortgagesni.co.uk

We’ll find your best mortgage deal fast and help you get your dream house worry-free.

Save money every month

Exclusive offers designed for First Time Buyers

Small deposits - from 5%

By supplying your email address and phone number, you are confirming that you are happy for us to contact you via email or telephone about services relevant to your enquiry. We explain how we use your personal data in our privacy policy.

Or call us on 028 7930 1116

Find your perfect mortgage

Fill out your details and we’ll call you back shortly.

We serve clients across the whole of the UK - fully remotely

Convenient video or phone consultations

Get approved for a mortgage without leaving your house

In-person meetings are also welcomed at our offices near Belfast

Start Your Mortgage Search

If you’re a first time home buyer…

Many people in your situation get confused by the jargon or don’t know what they should do next. They are anxious about being stuck with a bad deal and needing to pay more than they need to for years to come.


We understand that home-buying can be stressful.


After all, it's probably one of the biggest financial decisions you've ever made.

We believe getting a mortgage should be easy and stress-free

We’ve helped hundreds of first time home buyers get their dream home cheaper and stress-free.


With 360 Mortgages you can expect:

Market-leading mortgage deals designed for First Time Buyers from over 100+ lenders.

A stress-free process and friendly guidance - you can relax while we guide you each step of the way until your application is accepted.

Specialist advice for home-buyers - we’re also an estate agent, which means we perfectly understand the struggles of climbing the housing ladder. We can help you avoid the pitfalls and make the process hassle-free.

Need guidance?

We’ll find your best mortgage deal fast and help you get your house worry-free!

Or call us on 028 7930 1116

“I highly recomend 360 Mortgages, as first time buyers Darren and I didnt know much of the ins and outs of what we needed to do or where to even start. Thankfully Ciaran took care of everything for us and couldnt have been more helpful or professional. If you are thinking about buying, definitely get on to Ciaran and he will sort you out. Thanks again Ciaran.”

Emma McCrystal

Corey McKenedy

“We would highly recommend Ciaran at 360 Mortgages. He is brilliant! We were first time buyers and didn’t know much at all about the process. Ciaran was so professional and broke everything down for us and made it so easy!”

“Ciaran is great! We went through Ciaran at 360 mortgages , he was super professional & helpful. Myself & Stephen were first time buyers so we didn’t know much about buying houses or the process you had to go through, he made the process very easy and straight forward. Would highly recommend 360 Mortgages.”

Danielle Lagan

Why choose 360 Mortgages?

Save time and hassle

As specialists in the first time buyer mortgage sector, we know which lenders are most likely to offer you a mortgage - even now when lenders are changing their criteria on an almost daily basis. So we won't waste time or risk damaging your credit rating by applying to lenders who are unlikely to approve you.

Maximise your chances of success

Because we know what each lender is looking for, we'll be able to present your application in the best possible light. This is especially important in the post-Covid world where lenders are asking far more questions about the applicant's finances, and wanting more evidence of your earnings.

Unbiased mortgage advice

We’re not tied to any lender which means you’ll get impartial advice. The best mortgage isn't always the one with the lowest rate. We'll assess your whole financial situation and find you the best mortgage for your individual circumstances.

We have access to some of the best interest rates in the country and exclusive deals for first time buyers from 100+ lenders, so you'll enjoy lower monthly payments on your first mortgage.

Low rates - save money every month

THE UK'S BIGGEST AND BEST LENDERS

As part of one of the UK's largest networks of brokers, 360 Mortgages can provide exclusive deals for first time home buyers that you won't find on the High Street, including ones from:

… and 100+ more!

New: 5% deposit deals available!

The new government “mortgage guarantee” scheme starts in April 2021 and brings back 95% mortgages that became unavailable after the pandemic started. This scheme is for any “creditworthy” households struggling to save for a higher deposit to encourage them to buy a house.

Or call us on 028 7930 1116

Contact us to learn more

Find your perfect mortgage in 4 easy steps

1. Contact us by calling or filling out the form

2. We’ll search for your best deal

3. We’ll guide you through the process

4… until your application is accepted!

We’ll get back to you shortly to arrange for a mortgage appointment.

Our broker will take a few details and will start your mortgage search.

We’ll help you choose the right mortgage and then handle the application for you.

We’ll increase your chances of being accepted and help you each step of the way.

We serve clients across the whole of the UK - fully remotely

Convenient video or phone consultations

Get approved for a mortgage without leaving your house

In-person meetings are also welcomed at our offices near Belfast

Contact us today and start your mortgage seach

Save hundreds of pounds every month

Get the best deal picked from 100+ different lenders

Solutions for small deposits - from 5%

By supplying your email address and phone number, you are confirming that you are happy for us to contact you via email or telephone about services relevant to your enquiry. We explain how we use your personal data in our privacy policy.

Or call us on 028 7930 1116

360 MORTGAGES

52 Garden Street

Magherafelt, BT45 5DD

028 7930 1116

mail@360mortgagesni.co.uk

Find your perfect mortgage

Fill out your details and we’ll call you back shortly.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.


Paul Birt trading as 360 Mortgages is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate Buy to Let Mortgages.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.